Face It to Erase It

Just finished watching Suze Orman where the theme was "Face It to Erase It."

She had a lot of folks on who were much more in debt than I ever could think to be (or any bank in their right mind would allow me to be). But, her theme was to get people to face their debts so that they can begin to eliminate them.

If you don't know what you owe, how can you ever repay it.
One needs to face the behavior patterns that have caused the debt.
One needs to face their situation, both income side and the outgo side.
One needs to face the changes they need to make and the actions they need to take.

Basically, Suze was saying we need a reality check! (That's right girlfriend)


Her theme/message so hit home and applies to me. I am still gathering my list of debts so that I know what I owe. Psychologically, I don't want to know--which is kind of why I am procrastinating with the list. But, reality is now making me open my eyes. For example, when I went to figure out how much I had in Student Loan debt I would have guessed about $6,000. In actuality it is between 8 and 9 thousand! Yikes.